EstateVault 728x90 banner

Forbes - Seattle #1 most likely Real Estate area to rebound!!

November 4, 2008 – 7:47 pm

Seattle number one market to recover?  According to Forbes magazine Seattle and the surrounding areas like Lynnwood are #1 on the list of Real Estate areas most likely to recover quickly.  Go us!!  I’ve been saying and saying it…..Now is the time to buy in the Seattle area.  Prices have leveled out and it is only a matter of time before things start to work their way up.  If you don’t believe me, just look at what Forbes Magazine has to say.

Seattle is “a diversified market, has a good base of business and is becoming a 24-hour city,” says Stephen Blank, senior resident fellow, finance, of the Urban Land Institute. “It’s going to be in a good position to come back.”  Read full Forbes article

So dust off your boots and get ready to buy some Real Estate.  I think buying Real Estate in the Lynnwood area is an excellent place to start.  With the new convention center becoming more and more popular, it is posed for an economic explosion.  Lynnwood neighborhoods have improved and are continuing to improve in leaps and bounds.  Now is the time to score an amazing real estate deal.  Don’t know who to ask for more information?  Give me a call and I would be happy to help you out.

Where is all the mortgage money?

November 4, 2008 – 10:18 am

Ok….so the bailout money has begun to flow and lenders are lining up to receive their chunk.  One question, aren’t we supposed to be able to find mortgage loans now?  Apparently not.  It seems overwhelmingly clear that the banks are holding on tighter to their money than ever.  So other than devaluing the dollar and raising the overall deficit, what has the bailout done for the consumer?  From what I can see…..not much.  Of  course we will have the pleasure of helping pay it back to be sure.  I couldn’t believe it when I read about lenders that have received money using it for employee bonuses and corporate salaries.  Where there no stipulations put in place that regulates this money at all?  Simply amazing.  Now, don’t get me wrong.  There are still loans out their to be had.  We still have the USDA/Rural/Farm loan available which will go to 100%.  It is great program as long as you fit the profile set forth by the loan.  And there are quite a few lenders that will allow you to go up to 95% LTV as long as you have money, credit and good job history.  But be prepared for a aggravating ride through the financial system.  Lenders are pickier than ever and are asking for document after document after document in order to get your loan closed.  So put on your patience cap and be ready for a rollercoaster ride.

Technorati Tags: ,,

Beginning your Seattle Area Home Search

October 22, 2008 – 3:19 pm

Seattle Home Search Beginning the Search for Your New Home

Finding a home in the greater Seattle area can be a pleasant experience — or a huge chore. It all hinges on your preparation.

When you scan the newspaper listings for homes for sale in Seattle, homes for sale in Everett, homes for sale in Bothell, and homes for sale in Redmond you see so many that you hardly know where to start. Worse, the sketchy information makes it feel like you’ll have to make dozens of calls before you can even start to choose which ones to see..

MLS listings give the bare minimum – but generally not enough to really tell you the whole story behind a home and if it is right for you. Homes magazines and newspaper ads offer even less information and are usually out of date by the time they are printed. That means you’ll need to rely on my experience and familiarity in the Seattle area real estate market to weed through the offerings and guide you to homes that will meet your needs and desires.

Make your search easier - write down your wants!

This is the time to sit down with pen and paper… and any other people involved with your decision… and make a list.

Think of everything that is really important about your new home. Write down all your wants and needs, and those of the people who share your home. Include the number of bedrooms and baths, of course, but there’s much more to consider.

Begin with the location. What Seattle area neighborhoods area do you want to live in?  Do you need to be close to down town, or would Bothell, Redmond, Everett or even Marysville suite your needs best?

Do you need your new home to be near schools, or shopping, or work, or places of worship? Do you want privacy or will you be happier having fast access to a major highway? What about neighbors? Do you prefer the security of people nearby, or would you rather they were out of sight? Does it matter if you have a view, and if so, what kind of view do you love?

Then there’s the lot. Do you want a large space for gardening and landscaping, or would a small yard suit you better? Maybe you prefer a condo, with no yard care at all.

Now consider the house itself. Think about your lifestyle and the people who will share your home. Are special rooms necessary? Do you need an office, an exercise room, a separate TV room for the kids, a crafts room, a sewing room, or maybe an attached greenhouse?

Do you have oversized furniture that calls for spacious rooms? Do you need large spaces for entertaining, or are you more comfortable with a small and cozy living area?

Do you prefer everything on one level or do you long for a basement or a second story? Do you need an attic for storage? If a garage is a must, should it have room for a work bench or separate shop area?

Now you know what you’re looking for, and it’s time to set priorities.

Because finding a Seattle area home for sale that meets every want and need with no alterations may not be possible, you need to make decisions.

Go over your list and consider everything. When you’re finished you should be able to hand me two lists. The first will show what you absolutely must have in your new home. The second is the “wish list” of amenities that would please you but aren’t set in stone.

You’ll save yourself hours – perhaps days - in your search for a home merely by eliminating homes for sale that don’t meet the criteria on the “must have” list. With both of your lists in hand, I will be able to narrow down your new home search, and help you find the Seattle area home of your dreams.

Jacquie Cliff - The Amazon Negotiator
Let me lead you through the Real Estate Jungle!

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!
Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
‘Beginning your Seattle Area Home Search’

Outrageous WAMU severance packages!

October 2, 2008 – 10:19 am

Recently the words of “golden parachute” and “executive severance” have been common place in the media.  In regards to  outrageous WAMU severance packages, the following is what has been reported:

The WaMu executive with the biggest termination package is Stephen Rotella, president and chief operating officer, who is entitled under his current employment agreement to a cash severance of $12.7 million if he is terminated or quits with “good reason.”

Meanwhile, CFO Thomas Casey would receive a cash severance of $6.3 million if he is fired or quits with good reason.   More….

In addition to the above executives,  Fishman, the recently hired CEO of WAMU is reported to be receiving approximately $19.1 million dollars which includes a $7.5 million dollar signing bonus for…..and you guessed it……only 3 weeks of employment.  Personally, I don’t know how these WAMU executives can look at themselves in the mirror.  They will be taking vacations to the Bahamas for making some of the worst financial decisions in banking history while employees of WAMU are receiving a lovely pink slip and swift kick in the rear-end to help them out the door.  Now, in all fairness, Mr. Fishman really didn’t have the time to prevent the downfall of this Seattle based banking giant.  However, it would be nice to see him decline a portion of this ridiculous “golden parachute” considering the length of his employment.  Even better, to see him and the other two ya-whoo’s hand over portions to some of the employees who have lost their retirement due to the sell off.  But……that is just my opinion. )

12th Annual Festival of Artists at the Everett Marina Waterfront

August 15, 2008 – 10:44 am

Fresh Paint Art festival at the Port of EverettThe Arts Council of Snohomish County needs to promote their events a little better.  I just found out this morning about the Fresh Paint festival going on this weekend the 16th and 17th of August at the Everett Marina. 

Artists of almost every media from paint and pencil to fiber and glass will be on hand displaying their crafts and their skills.  In addition to these events, they are having the first annual glass sea-float find on Jetty Island, which sounds like a lot of fun.

For more information on the Fresh Air Festival of Artists at Work you can visit them at http://www.artscouncilofsnoco.org/freshpaint/  The event will go on this weekend and is at the Everett Marina Prominade.


Jacquie Cliff - The Amazon Negotiator
Let me lead you through the Real Estate Jungle!

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!
Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
‘12th Annual Festival of Artists at the Everett Marina Waterfront’ 

Why does the government hate and Nehemiah program?

August 11, 2008 – 7:46 am

Once again we are headed into the courtroom to determine whether or not grant programs such as Nehemiah Program should be permissible. In my opinion, the government needs to leave the grant programs alone! If borrowing or being given money from a family member is acceptable, then why not from a legitimate grant agency? I understand that the lenders are looking for a buyer “stability”, but borrowing a down payment from a family member does not show any more stability than borrowing it from an agency. However, eliminating the programs does in fact in any of the whole group of buyers who would otherwise be able to purchase a home. In addition, what do you say to people who don’t have family to lean on? Too bad, so sad, you’re out of luck as to mark. I am so tired of loan programs action can help people being eliminated! The lenders are continuing to create their own worst scenarios by taking away the average person’s ability to purchase or refinance your current home. It is great government is trying to encourage the lenders to cooperate with new guidelines, but unfortunately they cannot force them to do so. So here we are, waiting and watching, as the real estate market has continued its slide.

 

Jacquie Cliff - The Amazon Negotiator
Let me lead you through the Real Estate Jungle!

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!
Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
‘Why does the government hate and Nehemiah program?’

Tags: , , ,

addthis_url = ‘http%3A%2F%2Fjacquiecliff.com%2FReal-Estate-Blog%2Fwhy-does-the-government-hate-and-nehemiah-program%2F85′;
addthis_title = ‘Why+does+the+government+hate+and+Nehemiah+program%3F’;
addthis_pub = ”;

North Bothell TownHome - $329,950

July 29, 2008 – 3:47 pm


Bothell Townhome for sale

CLICK HERE FOR MAPQUEST DIRECTIONS

21602 9th Ave SE #A101
Bothell, Wa
$329,950

Great Buy on this Bothell Town-Home!!!
Just off of the Bothell-Everett Highway and just north of I-405, this townhome affords a large amount of space for a very reasonable price, with privacy! An end unit this Bothell Town-Home features a 2-car garage and a private back patio makes this town home feel like you really don’t have neighbors.

  • 3 Bedrooms
  • 3 Baths
  • 2 Master Bedrooms
  • ~1545 Square Feet
  • Fireplace
  • Patio
  • Attached Garage
  • Easy Access to I-405

Bothell Washington Townhome for Sale

Don’t miss out on seeing this affordable North Bothell Town-Home.
Call now to make your appointment to tour this property!

Call 425-773-3149 or e-mail Jacquie@jacquiecliff.com now for your appointment to see this property!
Listed with Re/Max Champions
Listing #: 28127432

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
New Listing! North Bothell Town-Home for $329,950!

New Listing! North Bothell Town-Home for $329,950!

July 29, 2008 – 3:32 pm

Bothell Townhome for sale

CLICK HERE FOR MAPQUEST DIRECTIONS

21602 9th Ave SE #A101
Bothell, Wa
$329,950

Great Buy on this Bothell Town-Home!!!
Just off of the Bothell-Everett Highway and just north of I-405, this townhome affords a large amount of space for a very reasonable price, with privacy!  An end unit this Bothell Town-Home features a 2-car garage and a private back patio makes this town home feel like you really don’t have neighbors.

  • 3 Bedrooms
  • 3 Baths
  • 2 Master Bedrooms
  • ~1545 Square Feet
  • Fireplace
  • Patio
  • Attached Garage
  • Easy Access to I-405

Bothell Washington Townhome for Sale

Don’t miss out on seeing this affordable North Bothell Town-Home.
Call now to make your appointment to tour this property!

Call 425-773-3149 or e-mail Jacquie@jacquiecliff.com now for your appointment to see this property!
Listed with Re/Max Champions
Listing #: 28127432

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
New Listing! North Bothell Town-Home for $329,950!

addthis_url = ‘http%3A%2F%2Fjacquiecliff.com%2FReal-Estate-Blog%2Fnew-listing-north-bothell-town-home-for-329950%2F84′;
addthis_title = ‘New+Listing%21++North+Bothell+Town-Home+for+%24329%2C950%21′;
addthis_pub = ”;

Featured Everett Business - Shawn O’Donnel’s Irish Pub

July 22, 2008 – 3:12 pm

Shawn O'Donnel's Irish Pub in EverettRight off of I-5 is a great little Irish Pub in a place that you wouldn’t normally think to find an Irish Pub.  But luckily for those of us in the Lynnwood and Everett area, Shawn O’Donnel’s Irish Pub is right where it is!  This pub opened up in 2006 and has been open for lunch, breakfast and dinner ever since.  (More about the breakfasts later.)

I once heard it said that if you go to a steak house, you order steak!  That very well holds true at Irish Pubs.  When you visit Shawn O’Donnell’s you must have the corned beef!  The stuff is great, slow cooked in Guiness and good to the last drop you lick from the plate.

Be sure while you are there to sign up for their email newsletter.  They offer some great specials that you can only get by being on their mailing list!  In their last newsletter they announced that they have teamed up with Harley Davidson of Seattle and started a “Wednesday Night Bike Night.”  In addition to that on Saturday nights through Labor Day they are doing a “Cruise-In” for the classic and hot rod car buffs. 

So next time you are wondering where you should go to eat, swing on into Shawn O’Donnell’s and order up a big plate of Corned Beef and a big glass of Guiness!

Yelp Review of Shawn O’Donnell’s Irish Pub

 

Jacquie Cliff - The Amazon Negotiator – Leading you through the real estate jungle!
Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!
Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
Featured Everett Business - Shawn O’Donnel’s Irish Pub 

Tags: , , , ,

addthis_url = ‘http%3A%2F%2Fjacquiecliff.com%2FReal-Estate-Blog%2Ffeatured-everett-business-shawn-odonnels-irish-pub%2F83′;
addthis_title = ‘Featured+Everett+Business+-+Shawn+O%26%238217%3BDonnel%26%238217%3Bs+Irish+Pub’;
addthis_pub = ”;

The University of Washington Bothell Campus is Ready for Expansion!

July 22, 2008 – 1:02 pm

University of Washington Bothell

In a recent meeting University of Washington President Mark Emmert announced plans to expand capacity at several campuses including the University of Washington – Bothell.  Under the current plan, the UW Bothell would go from 1,900 to 3,800 students by the year 2017.

This announcements come after plans for the construction for a University of Washington campus in Everett have failed to come together.  The primary reason for the failure was a debate over a location for a new school.

Randy Hodgins the University of Washington Director of State Relations points out that increasing the size of the student body will also help the area students by giving them more academic choices.

“They aren’t quite able to offer the same array of programs and majors that, say, the Seattle campus is able to, or even some other comprehensive schools around the state. So with more choices and a larger student body, we think they’ll also be more attractive to students in the Puget Sound area.”

The addition of classes and new degrees definitely is an indicator of the shift of economy that is happening in the Everett area as it is being pushed from a labor market into a skilled work market.  Additionally, the demand for classes is there.  From personal experience I know that the University of Washington Bothell MBA program has far more applicants than it has capacity for. 

Of course all of the University of Washington’s hopes for expansion of the Bothell campus rests on funding approval from the state, so if you want to see more education in Snohomish county, be sure to press your representatives to approve funding for expansion!

 

Jacquie Cliff - The Amazon Negotiator
Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!
Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
The University of Washington Bothell Campus is Ready for Expansion!

addthis_url = ‘http%3A%2F%2Fjacquiecliff.com%2FReal-Estate-Blog%2Fthe-university-of-washington-bothell-campus-is-ready-for-expansion%2F81′;
addthis_title = ‘The+University+of+Washington+Bothell+Campus+is+Ready+for+Expansion%21′;
addthis_pub = ”;



All listing information provided is accurate as of the day and time of posting. 
Be advised that changes to price, terms and availabilty may have occured since posting. 
Please contact me for the most up to date information on any listing featured here!